The Debt Collection Policy is not a Hard and Fast rule, its only a policy to recover the unpaid debts through efforts and certain procedures. The United Arab Emirates has strict laws concerning financial matters. The debt collection is a process to recover the amount outside the court. A professional person who has to pay off the debt, he always knows about the consequences of court actions, therefore, he takes the debt collection and the process of debt collection agencies on a serious note. If you are unable to pay with the payment of your credit card or any other loan you may have taken, then it can be bothersome in the long run, and especially if you are in the UAE, then you would have a really tough time. Debt Collection Dubai is the process with proper policies and professionalism, which is conducted by licensed and professional debt recovery agencies or Law Firms in Dubai operating in UAE from Dubai. If you are lagging on payments, then the first brush up you would be with the debt collection agencies or the creditors. They will call you first to remind you and give you deadlines to fulfil your side of the agreement. If you do not comply, they will start hounding your residence or your office to collect the overdue payments. Firstly, they will try to persuade you in a friendly manner and give you warnings. If the matter is still not solved, then they can get rough and involve the police authorities. A police case will be filed against you and the police will keep an eye on you so you cannot flee the country. Depending upon the amount of debt and severity of matter the legal consequences will vary. Debt Recovery in UAE could get messy and if not paid can result in punishments from the court. The other consequence of not paying your credit card or loan debts is that your credit score gets damaged. In the future, no financial institution will lend you any money and you will be debarred from applying for any credit facilities from the bank. A lot of times expatriates flee the country because they are unable to pay their debt. Even though they left they are still debtors in the eyes of the government of the UAE and the banks. This will make re-entry of such people back in UAE very difficult unless the amount due is settled. Often people spend lavishly using credit cards or take a huge amount of loans to set up businesses and houses, thinking they will eventually pay it off but later on maybe due to change in the situation or loss in businesses they are unable to pay. For a defaulting borrower to re-enter Dubai is a long process. Debt Recovery in Dubai is along the dirty process if you have gotten yourself caught in the hot waters. The Debt Collection Policies are prepared by the Collection Agencies. But these policies do not contradict with the government policies and rules. You can chase debtors in an ethical and gentle manner to recover the debt. Its a quite professional and helpful way to recover the debts outside the court in the shortest period of time.